I’m Ethan, the voice behind CreditandBlame.com, where I share my journey and passion for precious metals investing. While I’m enthusiastic about the potential of metals like silver and gold, I’m not a financial advisor, and my posts are strictly based on personal experiences, not financial advice.

When I’m not analyzing the markets or writing about my latest insights, I enjoy spending quality time outdoors with my family. We love hiking, biking, and exploring nature. These moments not only rejuvenate me but also inspire my writing and investing strategies. At home, I’m a busy dad and husband, navigating the joys and challenges of family life, always looking to impart values of responsibility and mindfulness to my daughters.